Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Retirement Questions That Have Nothing to Do With Money Things to consider before retirement. Problems with Probate Probate can be a completely public process, or it can be managed to include as little information as possible. A Look at Diversification Diversification is an investment principle designed to manage risk, but it can't prevent against a loss.